Insurance for Backpackers Hostels, Bunkhouses & Bothies.
Why does a hostel, bunkhouse or bothy need insurance?
Owners need to cover against liability incidents such as trips, slips and injuries to visitors and staff. They also need to cover against material losses and damage such as theft, flood, storm and fire.
Why is it sometimes difficult to insure hostels, bunkhouses and bothies?
Some hostels offer luxury and service to a standard that puts hotels to shame, others are just 4 walls and a roof. Some offer secure private accommodation and restaurant facilities whilst others are unlocked and communal with cooking on the floor. Insurance companies like to insure things that are standard, uniform and tick all their boxes. Unfortunately the word hostel can mean a wide range of things and underwriters often find it easier to decline something they cannot clearly understand.
Why Mann Broadbent can help insure your hostel, bunkhouse or bothy?
For over 60 years Mann Broadbent have been providing insurance services to the leisure sector. Many of our staff are keen outdoor adventurers and have stayed in backpacker accommodation and campsites across the world as well as close to home. Therefore, not only do we understand insurance we also understand hostels, bunkhouses & bothies and can assist you in securing the right cover at the right price, even if your accommodation is out of the ordinary. Some of the unusual things we can assist you with include:
• Listed buildings
• Non-standard construction
• Adventure Activities
• Children’s Play Areas
What insurance does a hostel, bunkhouse or bothy need?
No two premises are the same so we like to provide a solution suited to your needs. Most will require public liability and perhaps employers liability. If you own the building you will need buildings insurance and unless you have the most basic bothy you might also want cover for contents and stock. In addition we can cover money, business interruption, loss of licence, personal accident, tour operators liability, directors and officers and a wide range of other covers.
How to get a quote for hostel, bunkhouse and bothy insurance?
Whether you own a city centre boutique hostel or a remote bothy please contact Mann Broadbent on 01905 612336 or email us here. We will be delighted to assist you in obtaining the cover you need.