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16

Are you prepared?

Many parts of the UK are bracing for strong winds as ex-Ophelia hits our shores. Although the majority of damage reports come from domestic dwellings, businesses and clubs also need to be aware of the risks in order to keep employees and volunteers safe, and minimise damage to buildings and contents. Storms with high winds can produce devastating consequences, bringing about £300 million in damages throughout the United Kingdom each year.

Duncan Sutcliffe, director, Mann Broadbent, commented: “The Met Office has issued warnings for severe winds, so make sure you are prepared. We have some tips to help ensure the safety of you and your club if the high winds are prevalent.”

Before the Storm
• Secure or bring in any loose objects, such as outdoor sports equipment, ladders, waste bins, or anything else that could be blown away or into windows and glass.
• Securely fasten and close all doors, windows and entrances - and double check the fittings if your club building has already been closed for the winter so is currently unoccupied.
• Park all vehicles in a garage, if available. If not, keep them clear of buildings, trees, walls and fences.
• Reduce yard storage heights
• Carry out shut downs of equipment or processes that may be affected by power cuts
• Check your generator is in good working order.

During the Storm
• Stay indoors as much as possible - patrol internal areas to identify water ingress or other damage
• If it is safe to do so, carry out routine external patrols to identify any damage to buildings or equipment and to monitor general conditions.
• Listen to the radio or TV for information.
• Turn off utilities if instructed to do so.
• Stay away from windows and glass doors.
• If there is a power failure, then isolate any equipment that may automatically restart.
• Do not use a lift.
• Do not drive unless necessary. If you must drive, take care when driving on exposed routes, such as bridges. Slow down and be aware of side winds.
• Never use a generator inside enclosed spaces, sheds or similar areas, even when using fans or opening doors and windows for ventilation. Deadly levels of carbon monoxide can quickly build up in these areas and can linger for hours, even after the generator has shut off.

After the Storm
• Stay alert for extended rainfall or flooding.
• Do not touch any electrical or telephone cables that were blown down or are still hanging.
• Stay away from walls, buildings and trees that look like they may have been weakened.
• Walk carefully around any property and check for loose power lines, gas leaks and structural damage before entering.
• Inspect your property for damage. Take pictures of the damage, both of the building and its contents, for insurance purposes.
• Wear protective clothing and be cautious when cleaning up or making repairs.
• Before re-starting equipment or processes, make sure all safety and protective systems (including fire protection/detection) are operational.
• Make sure everyone around you is safe.

If you would like more information, please contact the Mann Broadbent team on 01905 612336 or click here to contact us via email.

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Jeff Jones, Senior Partner, Lawson D Jones

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Mann Broadbent have always gone to great lengths to look after the insurance needs of the Worcestershire FA and have provided an excellent service for over 20 years.

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Sutcliffe Insurance Brokers Ltd t/a Mann Broadbent is authorised and regulated by the Financial Conduct Authority 306068
2 Foundry Street, Worcester, WR1 2BJ tel:01905 612336 | Registered in England No 1167560
If you cannot settle your complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment.
The FOS Consumer Helpline is on 0800 023 4567 and their address is: Financial Ombudsman Service, Exchange Tower, London E14 9SR.
Website: www.financial-ombudsman.org.uk/
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