Experts in Sport, Dance and Leisure insurance
  • Tel: 01905 612336

Business Interruption

Business Interruption Insurance (also known as Loss of Profits) will pay for your lost income should your business, club or association be interrupted by a claim. For example if your club suffers a claim for fire or burglary your income will drop or even stop. A good business interruption policy will replace your lost income until your club has recovered and is able to continue at the same income levels it would have been at before the incident.


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Business interruption insurance
will help your business survive. This could involve renting alternative premises and equipment, sourcing stock, paying staff and communicating with customers.

Extensions to a business interruption policy can also cover interruption to your income from less obvious causes that could be critical to your club, including:

Disruption of utilities - gas, electric, water, telecoms, drainage
Damage at a suppliers premises
Damage at a customers premises
Denial or prevention of access to your premises
Disruption caused by infectious disease
Disruption caused by death or suicide
Loss of attraction
Extreme weather

Business interruption insurance can also pay additional costs if they are required to keep your business trading.

If your business is reliant on computers or specialist machinery you may want to consider specialist computer or engineering business interruption insurance. If you are a landlord you may want to insure your rental income.


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If you would like to discuss business interruption insurance for your club or association please send us an email or call 01905 612336.

"Just a few lines to congratulate all at Mann Broadbent on your fabulous claims service , it makes my job easier believe me. Keep up the great work!"

Jeff Jones, Senior Partner, Lawson D Jones

The Somerset Cricket League contacted a number insurance providers when it decided that every club MUST have Public Liability cover if it was to be a member of the League. We looked at a selection...

Ray Hancock, Hon. Secretary, Somerset Cricket League

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Mann Broadbent have always gone to great lengths to look after the insurance needs of the Worcestershire FA and have provided an excellent service for over 20 years.

Mervyn Leggett, Vice - President, The Football Association

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I am continually impressed and greatly appreciated the prompt and very efficient service we always receive from Mann Broadbent in dealing with the Public Liability/ Personal Accident, ...

Les Todd, Vice President, Northumberland FA

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Mann Broadbent have gone to great lengths to understand the insurance requirements of Last Man Stands Franchise holders in the United Kingdom ...

Wayne Greve, Last Man Stands

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We moved all our insurance business to Mann Broadbent earlier this year and have found the service to be exemplary with the highest of professionalism at all times ...

Mike Pegg, National President, English Petanque Association

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Sutcliffe Insurance Brokers Ltd t/a Mann Broadbent is authorised and regulated by the Financial Conduct Authority 306068
2 Foundry Street, Worcester, WR1 2BJ tel:01905 612336 | Registered in England No 1167560
If you cannot settle your complaint with us, eligible complainants may be entitled to refer it to the Financial Ombudsman Service for an independent assessment.
The FOS Consumer Helpline is on 0800 023 4567 and their address is: Financial Ombudsman Service, Exchange Tower, London E14 9SR.
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