Directors / Committee Members / Trustees Insurance
Committee Members Liability Insurance (also known as Directors & Officers or D&O Insurance
) is designed to protect trustees, committee members and others in similar positions should there be claims made against them as individuals or if allegations are made against them personally.
Some of the threats that committee members may be exposed to are:
Alleged breach of statutory duty – e.g. health & safety
Alleged breach of trust
Alleged breach of duty of care
Alleged libel or slander
Alleged discrimination or harassment
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You can probably imagine how easy it would be to fall foul of an allegation, even for something you are ignorant of or not involved in just because you are part of the management of a club, team or other organisation. Without insurance in place you could be personally responsible for paying for your own legal defence.
If you are in a club management position you should seriously consider your personal liability and the consequences of not having the correct protection in place. If you are an unpaid volunteer on the committee of a small club you might think there is no risk, but you would be wrong, you have some of the same legal responsibilities as a full time company director.
For more information about Committee Members and Trustees Liability insurance for your sport or club call us on 01905 612336 or contact us