What is Coasteering Insurance?
If you organise coasteering activities then coasteering insurance will assist you if you are accused of doing something that causes an injury or damage, it can also cover losses if your property is damaged or stolen.
Why do I need coasteering insurance?
Without insurance you will struggle to defend yourself if you are accused of negligence or if sued following an injury or accident. If your property or kit is damaged or stolen then without insurance you will have to find the money to cover the costs of replacement or repair and lost income.
What kind of insurance does a coasteering instructor or centre need?
The first considerations will probably be Public Liability
& Employers Liability,
which are designed to defend you if a member of the public or an employee is injured and blames you or your business. If you are providing instruction, then you need to make sure that you are covered for the advice you give. If you have buildings, equipment
, computers, etc you will want to insure them against things like fire, flood and theft. If you are a limited company you should also consider insuring directors and management
against claims made against them individually. With more businesses trading & transacting online you could also insure against cyber risks
. Depending upon the scale of your business, your activities and what is important you could also look at travel
insurance, motor insurance, accident
insurance, health insurance, boat insurance, etc.
How to get coasteering insurance?
At Mann Broadbent we have been helping the sports and leisure sector for over 50 years, we are also keen outdoors enthusiasts so understand and appreciate your unique needs. Give us a call on 01905 612336 or email us here