Why do I need insurance for by business travels?

Business Travel insurance is similar to holiday insurance but it extends to allow work abroad and covers business equipment. Cover can be for individuals or a company. Cover can also be extended to include pleasure trips and employees families.

As a company, if your staff have to travel on business then you are responsible for them so a business travel policy is the perfect solution. An annual policy will give peace of mind that all trips are covered and there will not be a panic when someone is abroad and they need assistance.

What would typically be part of a basic policy?

Medical Costs & Expenses
Repatriation costs
Public Liability
Legal Expenses
Cancellation Costs
Baggage & Equipment

You may also want to consider extending your policy to include cover for Kidnap & Ransom and Personal Accident insurance.

As a company director you may want to take a perk of including holiday travel for directors and their families on the business policy.

 

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