24 HOUR GYM INSURANCE Specialist insurance covering property, equipment, members, and liability risks in unmanned gyms

24-hour gym insurance is a specialist type of cover designed for UK fitness facilities that operate 24/7, including unmanned and key-access gyms. It protects gym owners against the unique risks of round-the-clock operation, such as unattended access, increased member usage, higher liability exposure, and damage to property or equipment.

Whether members are training at peak times or in the early hours of the morning, 24-hour gym insurance helps ensure the business, equipment, staff, and customers are financially protected – giving owners peace of mind while keeping their doors open day and night.

We can offer comprehensive insurance for 24-hour unmanned gyms in the UK, however, we typically look for companies who accommodate in-person inductions for their members, with instructors holding relevant qualifications.

What does 24-hour gym insurance cover?

As specialist brokers in sport, leisure, and fitness insurance, Mann Broadbent has over 65 years’ experience arranging insurance for gyms, including unmanned and 24-hour operations. We work with specialist underwriters who understand the risks of 24/7 access and can arrange cover for: 

• Public liability insurance for member injuries at any time of day or night
• Employers’ liability insurance (where required)
• Equipment and contents insurance
• Property damage and theft
• Cover for unmanned and key-access gyms
• Optional business interruption cover