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PUBLIC LIABILITY INSURANCE Critical protection against public injury claims

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What is Public Liability Insurance?

Public Liability insurance is designed to cover the insured’s legal liability to compensate others for personal injury or damage to their property.

Although public liability insurance is only compulsory in a handful of industries and professions, it makes sense that every business has coverage. Even if your business is purely clerical, there is always the chance of a claim: the man reading your electricity meter trips on your doorstep…

Get a quote for your public liability insurance

Public Liability Insurance CB

The cover is normally restricted to the activities of the business declared to the insurer: a plumber will not be covered to carry out work as a roofer if not declared.

Premiums of high-risk businesses/trades can be reduced by demonstrating to the underwriter that you have procedures to minimise the risk with good health & safety and risk management.

What insurance do I need to consider?

Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from public liability insurance, there are some other recommended insurance options for your club, such as:

Public Liability

To cover the insured’s legal liability to compensate others for personal injury or damage to their property. Find out more

Personal Accident

Cover that pays a benefit in the event of an insured person’s death, injury or illness. Find out more

Cyber Insurance

Protect your systems, membership details and customer data against cyber threats and breaches. Find out more

Legal Expenses

Provides legal services and covers costs to defend or pursue certain legal actions. Find out more

Kit & equipment

A specialist kit and equipment insurance designed for the sports, dance and leisure industry. Find out more

Employers Liability

Cover should an employee suffer a work-related injury or disease, whether full time, part time or volunteer. Find out more

Event Cancellation

Compensate for any financial loss following cancellation, disruption, postponement or relocation. Find out more

Sports travel insurance

Cover for sports individuals including whilst competing with option to cover winter sports. Find out more

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