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EMPLOYERS' LIABILITY INSURANCE Essential coverage for employee-related liability

Get a quote for your employers’ liability insurance

Why do I need Employers’ Liability insurance?

All employers must maintain employers’ liability insurance to cover them should an employee suffer a work-related injury or disease. Even if your employees are part-time employees, have work experience, or are volunteers, they can still be considered employees, so employers’ liability insurance should be in place.

Get a quote for your employers’ liability insurance

Employers liability insurance hardhats

You will be issued an employer’s liability insurance certificate when you get employer’s liability insurance. This certificate must be made available for employees to view, and a copy of the certificate needs to be kept on file should a claim arise, even many years after the alleged cause of the injury or disease.

Employer’s liability can be purchased independently but is more commonly available alongside public and product liability or as part of a commercial package or combined policy.

Employer’s liability is not designed to cover employment law events such as wrongful dismissal or discrimination, which may be covered by legal expenses or Directors & Officers policy.

What insurance do I need to consider?

Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from employers’ liability insurance, there are some other recommended insurance options for your club, such as:

Public Liability

To cover the insured’s legal liability to compensate others for personal injury or damage to their property. Find out more

Personal Accident

Cover that pays a benefit in the event of an insured person’s death, injury or illness. Find out more

Cyber Insurance

Protect your systems, membership details and customer data against cyber threats and breaches. Find out more

Legal Expenses

Provides legal services and covers costs to defend or pursue certain legal actions. Find out more

Kit & equipment

A specialist kit and equipment insurance designed for the sports, dance and leisure industry. Find out more

Employers Liability

Cover should an employee suffer a work-related injury or disease, whether full time, part time or volunteer. Find out more

Event Cancellation

Compensate for any financial loss following cancellation, disruption, postponement or relocation. Find out more

Sports travel insurance

Cover for sports individuals including whilst competing with option to cover winter sports. Find out more

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