What does Contents Insurance cover?
Business contents insurance can cover furniture, furnishings, equipment, etc., for loss, theft or damage. It can also be known as plant, machinery and equipment insurance.
Remember you must advise your broker of items taken from your premises. Depending on your requirements, these may need to be itemised or insured separately, perhaps on specific equipment, tools, computers, engineering, contract works or marine policy. You should also consider items belonging to others you are responsible for, such as leased equipment or items you are working on.
- Stock
- Statutory equipment inspection
- Equipment breakdown
- Business interruption
What insurance do I need to consider?
Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from contents insurance, there are some other recommended insurance options for your club, such as:
Public Liability
Personal Accident
Cyber Insurance
Legal Expenses
Kit & equipment
Employers Liability
Event Cancellation
Sports travel insurance
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