What is Land Owner’s Liability insurance?
Land Owner’s Liability insurance covers the owner of land or property for their legal liability for injury or damage to others. For example, it could cover you for a claim made by a visitor (or trespasser) injuring themselves whilst on your land or property.
If you own a commercial building, it is normally possible to include the property owner’s liability on a building insurance policy, including the surrounding land and access roads. Likewise, you can include liability for the land on your farm policy if you own a farm.
All types of ‘land’ can be covered, including
- Fields
- Woodland
- Brownfield sites
- Roads
- Water courses
- Development land
- Moorland
- Lakes
- Sports fields
- Pasture
- Building sites
- Bridges
What insurance do I need to consider?
Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from land owner’s liability insurance, there are some other recommended insurance options for your club, such as:
Public Liability
Personal Accident
Cyber Insurance
Legal Expenses
Kit & equipment
Employers Liability
Event Cancellation
Sports travel insurance
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For almost 20 years insurance premiums in the sport & leisure sectors have been stable or even getting cheaper. However, in recent months the market has hardened to the extent that some policyholders are seeing their premiums double, treble or even almost impossible to obtain cover.
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Interested in Mann Broadbent’s Land Owner’s Liability Insurance?
Get in touch with us and see how we can assist your land owner’s liability insurance needs.
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