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PROFESSIONAL INDEMNITY INSURANCE Safeguarding professionals from liability claims

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What is Professional Indemnity Insurance?

Professional Indemnity (PI) insurance is designed to cover individuals and businesses engaged in professional services for claims of alleged negligence, omission, error or breach of professional duty.

In the sporting world, this predominantly means it is for coaches, but PI is also useful for management consultants such as sporting events. Providing first aid training as part of your activities is another example of when you should consider getting PI insurance.

If you haven’t used an insurance broker like Mann Broadbent to get your insurance, then it is worth checking your Public Liability cover small print – some insurers have what they call an ‘advice’ inclusion, or extension, to the public liability policy, which is effectively professional indemnity cover. If you’re unsure what cover you have or whether it’s the right cover you need, contact us for advice and help.

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What insurance do I need to consider?

Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from professional indemnity insurance, there are some other recommended insurance options for your club, such as:

Public Liability

To cover the insured’s legal liability to compensate others for personal injury or damage to their property. Find out more

Personal Accident

Cover that pays a benefit in the event of an insured person’s death, injury or illness. Find out more

Cyber Insurance

Protect your systems, membership details and customer data against cyber threats and breaches. Find out more

Legal Expenses

Provides legal services and covers costs to defend or pursue certain legal actions. Find out more

Kit & equipment

A specialist kit and equipment insurance designed for the sports, dance and leisure industry. Find out more

Employers Liability

Cover should an employee suffer a work-related injury or disease, whether full time, part time or volunteer. Find out more

Event Cancellation

Compensate for any financial loss following cancellation, disruption, postponement or relocation. Find out more

Sports travel insurance

Cover for sports individuals including whilst competing with option to cover winter sports. Find out more

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