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TRUSTEES & COMMITTEE MEMBERS INSURANCE Defending governance roles from legal risks

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What is Trustees & Committee Members insurance?

Trustees & Committee Members Liability Insurance is designed to indemnify trustees and committee members from claims against them personally for failing in their duties in the running of an organisation. This can include unpaid and volunteer trustees.

We recommend covering charities, clubs, associations, community interest companies and pension funds.

Get a quote for your trustees & committee members insurance

Trustees & committee members gavel and book

In the eyes of the law, trustees and committee members have huge responsibilities. Individuals are especially vulnerable if the organisation is registered with Companies House because, under the 2006 Companies Act, you are exposed to over 200 areas of statutory liability. This means you could face unlimited personal liability for your actions and decisions on behalf of the organisation. Cover can include all individuals in management positions, employment practices and entity cover.

Accusations you could face can include:

  • Breaches of health & safety regulations
  • Using money outside your organisation’s scope
  • Not acting in your organisation’s best interests
  • Libel & slander
  • Discrimination or harassment

What insurance do I need to consider?

Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from trustees & committee members insurance, there are some other recommended insurance options for your club, such as:

Public Liability

To cover the insured’s legal liability to compensate others for personal injury or damage to their property. Find out more

Personal Accident

Cover that pays a benefit in the event of an insured person’s death, injury or illness. Find out more

Cyber Insurance

Protect your systems, membership details and customer data against cyber threats and breaches. Find out more

Legal Expenses

Provides legal services and covers costs to defend or pursue certain legal actions. Find out more

Kit & equipment

A specialist kit and equipment insurance designed for the sports, dance and leisure industry. Find out more

Employers Liability

Cover should an employee suffer a work-related injury or disease, whether full time, part time or volunteer. Find out more

Event Cancellation

Compensate for any financial loss following cancellation, disruption, postponement or relocation. Find out more

Sports travel insurance

Cover for sports individuals including whilst competing with option to cover winter sports. Find out more

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