Why does my football team or club need insurance?
Football insurance can provide protection should a player, official or public member be injured if property is damaged, destroyed or stolen. Football club insurance can protect the club, its committee and its members if they face legal claims or prosecutions. Clubs may also be required to take insurance as a condition of FA affiliation, membership in a league, or hiring a pitch.
The size of your club or team will dictate what insurance you need, as a small club will have fewer liabilities than a larger club. We can also help you with tours, travel, tournaments, events, and other insurance-related enquiries.
If you are a coach within a club, you will normally be covered by your club policy; if you coach away from your club or as a business, we can also help you with a specific coach’s policy.
What insurance do I need to consider?
Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from football insurance, there are some other recommended insurance options for your club, such as:
Public Liability
Personal Accident
Cyber Insurance
Legal Expenses
Kit & equipment
Employers Liability
Event Cancellation
Sports travel insurance
Read related articles
Should you insure your sports club pitches and running tracks too?
The story of East of Scotland league side Dunipace FC facing a bill of up to £300,000 to repair their artificial surface at Westfield Park in Denny, when their football club pitch was set on fire by vandals last week, shows ensuring pitches should not be forgotten.
Travel insurance for sports teams and clubs
If your team or club is travelling for a tour or competition you need to ensure you have travel insurance that will cover you for medical emergencies, repatriation, cancellation, disruption, lost baggage, etc.
Is it time to use our heads? The future of heading in Football.
This month, former England football captain Terry Butcher suggested that the ball should be headed out of football to reduce the risk of brain injuries.
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