Why do bike parks need Mountain Bike Insurance?
Mountain biking can be dangerous, but thankfully, incidents are uncommon. Most people accept that risk comes with the sport…but claims do occur. More mundane risks, such as storms, floods and theft, can affect your ability to function as a business.
MTB Insurance protects and defends you should something go wrong or the unexpected occur. Without mountain bike insurance, you put yourself, your colleagues, your riders and your park at risk. In addition, some kinds of insurance are compulsory by law.

In addition, the following activities might require specialist MTB insurance:
- MTB instruction
- MTB tours
- Track/course design
- Cycle repair/maintenance
- Use of plant/machinery
- Uplift or transport service
- Overnight accommodation and camping
- Events, races & festivals
- Online booking & sales
- Bike & equipment hire
- Catering/restaurant/bar
How much does it cost to insure a Mountain Bike Track?
The cost will vary greatly between different tracks and the activities they provide. If you would like to discuss your particular needs, please call us on 01905 612336.
How to get a mountain bike insurance quote for your park or track.
Mann Broadbent insures bike tracks across the UK and events worldwide. We have been specialists in sport & leisure insurance for over 60 years and are members of the Outdoor Industries Association. If you would like help insuring your park or track, call us on 01905 612336 or contact us.
What insurance do I need to consider?
Every club, organisation, and race is unique, so no ‘one size fits all’ insurance plan or solution exists. Aside from mountain bike insurance, there are some other recommended insurance options for your club, such as:
Public Liability
Personal Accident
Cyber Insurance
Legal Expenses
Kit & equipment
Employers Liability
Event Cancellation
Sports travel insurance
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