Buildings insurance normally covers the main structure, outbuildings, walls, gates and the property owner's fixtures & fittings.
Also known as 'Loss of Profits', this will pay for your lost income should your income be disrupted by a claim.
Business Travel (incl groups)
Similar to holiday insurance, Business Travel extends to allow work abroad & covers business equipment for individuals or a company.
Business contents insurance can cover furniture, furnishings, equipment, etc. for loss, theft or damage.
Also called Data Protection insurance, this is designed to cover the modern day risks associated with electronic data, communications and information.
Directors & Officers
Usually called D&O, this insurance is designed to indemnify directors & officers from claims against them personally for failing in their duties.
This is a legal requirement for all employers to cover them should an employee suffer a work-related injury or disease.
Event organisers need to consider protecting themselves from unexpected events leading to cancellation.
This enables a number of vehicles to be insured on one policy thereby reducing administration, increasing flexibility and cutting costs.
Hired costumes & accessories
Hiring your costumes for a show can be a big cost - make sure you protect your investment.
If you hire equipment, the hire company will often expect you to insure it whilst in your possession.
Kidnap & Ransom
Kidnap & Ransom insurance provides the services of a specialist consultancy to effect the quick and safe release of the victim.
Kit & Equipment
From team kit to ground maintenance, trophies to trailers, it can all be covered by this insurance package.
Land Owner's Liability
This type of insurance covers the owner of land or property for their legal liability for injury or damage to others.
Legal Expenses insurance provides a legal service and costs to defend or pursue certain legal actions.
Personal Accident & Sickness
Personal Accident & Sickness insurance pays a benefit in the event of death, injury or illness of an insured person.
Personal Guarantee insurance
Signing a personal guarantee may be needed to secure much needed finance - this helps reduce the associated risk.
This allows event organisers to offer competitions with generous prizes by minimising the risk of a big win.
Designed to cover the costs of recall of a product if it is deemed at risk of being dangerous
Designed to cover individuals / businesses engaged in professional services for claims of alleged breach of professional duty.
Public Liability insurance is designed to cover the insured’s legal liability to compensate others for personal injury or damage to their property.
Things can go wrong on a trip and the tour operator could be held responsible- this insurance can help.
Trustees & Committee Members
This indemnifies trustees & committee members from claims against them personally for failing in their duties in the running of an organisation.